I’m a Retirement Income Professional with over 25 years of experience in the financial services space. I currently serve more than 400 clients and take pride in maintaining long-term relationships through consistent, personalized support — especially with annual reviews and ongoing guidance.

I’ve lived in Crystal Lake, Illinois for over 35 years with my wife, Wendy, where we raised our two children. I specialize in retirement income planning, Social Security strategies, and helping clients reduce financial risk while creating tax-efficient income streams. I’m certified in Social Security Claiming Strategies and have a deep commitment to helping clients understand Medicare and long-term care planning as part of a complete retirement strategy.

What drives me is making financial guidance practical, personal, and steady — especially during times of uncertainty. I’ve seen firsthand how life can shift quickly, and my goal is always to help clients feel confident and well-informed in their decisions.